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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question 1

Which of the following retirementplans will allow for a nonworking spouse to set up a separate account and
make contributions based on the working spouse's Income?

A. SEP IRA
B. IRA
C. 401(k)
D. SIMPLE IRA

Question 2

Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

A. Misrepresentation
B. Forgery
C. Concealment
D. Coercion

Question 3

Under Ohio insurance laws, what must a licensee do prior to operating under an assumed business name?

A. obtain approval from the insurer
B. notify the superintendent
C. notify the National Association of Insurance Commissioners
D. notify all prospective insureds

Question 4

The purpose of insurance Is to

A. avoid risk.
B. transfer risk.
C. reduce risk.
D. increase risk.

Question 5

An immediate annuity begins making payments after the

A. policy has been in force for one year.
B. policyholder suffers a disability.
C. first premium has been paid.
D. policy reaches its maturation date.

Solutions: