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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All advertisements for health insurance shall make clear the identity of the:

A) Beneficiary
B) Insurance Commissioner
C) Insured
D) Insurer

2. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A nuclear power plant
B) A skydiving exhibition
C) A drug smuggling operation
D) A state-sponsored centennial celebration

3. Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?

A) Medicare supplement
B) Long-term disability
C) Major medical expense
D) Long-term care insurance

4. A certificate of insurance in a group accident and health plan is:

A) A binding contract between the employer and the insurer
B) Issued to the employer for each insured location
C) A binding contract between the employee and the insurer
D) Evidence of the employee's insurance coverage

5. When a single major medical contract covers all medical expenses, the plan is considered to be:

A) First-dollar
B) Limited
C) Comprehensive
D) Supplemental

Solutions: